Inland Empire Foreclosure Prevention Seminars

admin — Tue, 23 Jun 2009 00:45:51 +0000

The Inland Empire Economic Recovery Corporation administers free foreclosure prevention seminars that feature a HUD-approved housing counselor who speaks on default avoidance, renegotiation, short sale, forebearances, and other topics of interest to struggling homeowners. Additionally, HUD counselors and/or bank representatives will meet with attendees to discuss their specific circumstances and inform them whether they qualify for a renegotiation to avoid a foreclosure.

These seminars are completely free. No donation required. No paid follow-on services are sought.

SEMINAR DATES

SAN BERNARDINO
Saturday July 25th 8am-2pm
Cal State University San Bernardino
Santos Manuel Student Union
5500 University Parkway
San Bernardino, CA 92407

LAKE ELSINORE
Saturday August 8th 8am-2pm
Lake Elsinore Storm Stadium
Diamond Club
500 Diamond Drive
Lake Elsinore, CA 92530

REGISTER ONLINE

http://www.ieerc.org/register.html

You will need to bring items to the seminar, including a HUD registration form, available at the registration link above, and the following (these aren’t very difficult to compile and will ensure you receive accurate information from those donating their time to provide you with realistic advice):

Information about the monthly gross (before tax) income of your household, including recent pay stubs if you receive them or documentation of income you receive from other sources.
Your most recent income tax return.
Information about your savings and other assets
Information about your first mortgage, such as your monthly mortgage statement.
Information about any second mortgage or home equity line of credit on the house.
Account balances and minimum monthly payments due on all of your credit cards.
Account balances and monthly payments on all your other debts such as student loans and car loans.
A letter describing any circumstances that caused your income to be reduced or expenses to be increased (job loss, divorce, illness, etc.) if applicable.

Springboard Seminars 2009

admin — Fri, 19 Jun 2009 22:01:24 +0000

2009 Educational Seminars
Ask about having one of our education experts present a
workshop to your group or business. Call 1-800-947-3752
ext. 7820 or email education@credit.org to arrange a date and time.
• The Power of Paycheck Planning – This informative and entertaining seminar will show you how to take control of your
finances by learning to budget your paycheck – before you spend it.
• Road Map to Financial Freedom – This workshop helps you take the first steps on your journey to financial freedom
with Springboard through the use of a Debt Management Plan to consolidate and pay back unsecured debt.
• First-Time Home Buyer / Home Buyer Education – An in-depth workshop designed to help you make better choices
and decisions when buying a home. Approved by HUD, Freddie Mac & Fannie Mae. Held in both our San Diego County
and Riverside locations.
• The Wise Use of Credit – You have credit or need to establish credit —now what? Managing your credit responsibly
helps build a solid foundation for your financial future.
• Understanding Your Credit Report and Score – Information about what’s on a credit report, how it gets there, how a
credit score is calculated, and how to develop good financial habits. Understanding credit and knowing where you stand
are vital to protecting yourself from predatory lenders offering costly or unstable loan products.
• Preserving Homeownership / Foreclosure Prevention – Information and resources so you will know what action
steps to take and what options are available if your mortgage becomes delinquent, you are facing foreclosure, or you are
facing a mortgage interest reset which you can no longer afford once adjusted.
• Identity Theft Awareness and Prevention – Learn to protect yourself from this growing problem, and find out what to
do if you are a victim.
• Check Wi$e – Is a comprehensive guide to managing a checkbook, starting with the basics of choosing a financial
institution and selecting an account that meets your needs. It covers basic topics such as learning how to write checks,
using online bill pay, reconciling your account, and offers other tips and tools to help you manage your account.
• Couples and Money – This seminar helps couples communicate about money matters, offers money and budget saving
tips, and helps couples develop a spending plan for their future goals.
• Raising a Money Smart Child – A parent’s guide to providing children with the necessary basic financial skills as early
as possible. It’s never too early to develop good saving and spending habits!
• Surviving the Holidays – Learn to prepare for costs associated with the holidays, manage your holiday spending, and
begin your New Year without holiday debt.
• Predatory Lending – Don’t be a victim! Protect your equity, know your rights, and avoid dishonest lenders.
• How Am I Going To Pay My Bills? – When the unexpected strikes many of us are left without an easy solution for our
financial situation.
• Deals for Wheels – Get the information you’ll need to make a sound decision about buying or leasing a car, and find out
how to get a great deal on your next set of wheels.
• 2009 Financial LIteracy Seminars for Teens – We offer a comprehensive series of seminars for teen audiences,
including “Car Costs,” which teaches teens the full costs of auto ownership, “Hunger Attack,” which teaches ways to cut
food costs and be a smarter food shopper, “Keys to Credit,” a full overview of credit for beginners, and many more.
All presentations are approximately one hour unless otherwise noted. First Time Homebuyer is an 8-hour course.

1-800-WISE-PLAN (800.947.3752)

Southern California Mortgage Crisis » Regional Seminars

Inland Empire Foreclosure Prevention Seminars

Springboard Seminars 2009