Southern California Mortgage Crisis

2009 Educational Seminars
Ask about having one of our education experts present a
workshop to your group or business. Call 1-800-947-3752
ext. 7820 or email education@credit.org to arrange a date and time.
• The Power of Paycheck Planning – This informative and entertaining seminar will show you how to take control of your
finances by learning to budget your paycheck – before you spend it.
• Road Map to Financial Freedom – This workshop helps you take the first steps on your journey to financial freedom
with Springboard through the use of a Debt Management Plan to consolidate and pay back unsecured debt.
• First-Time Home Buyer / Home Buyer Education – An in-depth workshop designed to help you make better choices
and decisions when buying a home. Approved by HUD, Freddie Mac & Fannie Mae. Held in both our San Diego County
and Riverside locations.
• The Wise Use of Credit – You have credit or need to establish credit —now what? Managing your credit responsibly
helps build a solid foundation for your financial future.
• Understanding Your Credit Report and Score – Information about what’s on a credit report, how it gets there, how a
credit score is calculated, and how to develop good financial habits. Understanding credit and knowing where you stand
are vital to protecting yourself from predatory lenders offering costly or unstable loan products.
• Preserving Homeownership / Foreclosure Prevention – Information and resources so you will know what action
steps to take and what options are available if your mortgage becomes delinquent, you are facing foreclosure, or you are
facing a mortgage interest reset which you can no longer afford once adjusted.
• Identity Theft Awareness and Prevention – Learn to protect yourself from this growing problem, and find out what to
do if you are a victim.
• Check Wi$e – Is a comprehensive guide to managing a checkbook, starting with the basics of choosing a financial
institution and selecting an account that meets your needs. It covers basic topics such as learning how to write checks,
using online bill pay, reconciling your account, and offers other tips and tools to help you manage your account.
• Couples and Money – This seminar helps couples communicate about money matters, offers money and budget saving
tips, and helps couples develop a spending plan for their future goals.
• Raising a Money Smart Child – A parent’s guide to providing children with the necessary basic financial skills as early
as possible. It’s never too early to develop good saving and spending habits!
• Surviving the Holidays – Learn to prepare for costs associated with the holidays, manage your holiday spending, and
begin your New Year without holiday debt.
• Predatory Lending – Don’t be a victim! Protect your equity, know your rights, and avoid dishonest lenders.
• How Am I Going To Pay My Bills? – When the unexpected strikes many of us are left without an easy solution for our
financial situation.
• Deals for Wheels – Get the information you’ll need to make a sound decision about buying or leasing a car, and find out
how to get a great deal on your next set of wheels.
• 2009 Financial LIteracy Seminars for Teens – We offer a comprehensive series of seminars for teen audiences,
including “Car Costs,” which teaches teens the full costs of auto ownership, “Hunger Attack,” which teaches ways to cut
food costs and be a smarter food shopper, “Keys to Credit,” a full overview of credit for beginners, and many more.
All presentations are approximately one hour unless otherwise noted. First Time Homebuyer is an 8-hour course.

1-800-WISE-PLAN (800.947.3752)